The training services, products and information provided by Smart Trading Pty Ltd (ABN: 45 095 040 485) involve the supply of factual information about securities and securities markets only. They do not provide any investment advice and do not involve any recommendations in relation to your personal financial circumstances or investment needs, or the current or future value or prospects of any securities or securities markets.

Smart Trading Pty Ltd is not a licensed investment adviser and the information, services and products provided are not suitable to be acted upon as investment advice. You should obtain investment advice from a licensed investment adviser before making any investment decisions.

Smart Trading Pty Ltd and Justine Pollard will not accept liability for any loss, damage or expense incurred or suffered by you if you rely on any information provided in making investment decisions. By reading any item on this web-site, purchasing any product or service offered by Smart Trading Pty Ltd, you are implicitly agreeing to the conditions set out above.

Everything on this website is copyright to Smart Trading Pty Ltd and Justine Pollard.

Smart Trading Pty Ltd is committed to protecting your privacy. We want your visits to our site to result in peace of mind, not spam email. We only gather information about you from information you voluntarily submit to us. We do not use cookies. We will not share any information you give us, for example your name or email address, with any advertiser or other third party without your permission (unless the law tells us we have to or to protect our rights or property). On occasion we may email you about an event or new feature that we think might be of interest. Of course, if you do not wish to receive such emails, all you have to do is advise us via email.

Smart Trading and its associates reserves the right to change this statement at any time by posting revisions on the 'Smart Trading' website. This privacy policy is not intended to, nor does it, create any contractual or other legal rights on behalf of any party.

• Due to lack of copyright security we are unable to provide refunds for MS Word files, MS Excel files, PDF files, or other electronic media that you purchase from Smart Trading Pty Ltd.
• Home study courses purchased as a hard copy can be returned within 7 days of purchase, however postage costs will not be refunded.
• If products are returned, they must be returned in a saleable condition.
• Return postage will be the responsibility of the sender.
• If you have any questions, please email them to info@smarttrading.com.au